Banking
Banking growth is built on relationships, trust, timing, and execution. But whether it’s CASA, SME lending, assets, liabilities, wealth, forex, or collections — the challenge is always the same:
Too many accounts. Not enough structured action.
Too much manual effort. Not enough warm networks.
Avisa acts as the AI Growth OS for banking teams — unifying funnels, networks, and cash flow across Retail, SME, and Corporate Banking.
THE REAL-WORLD CHALLENGES
Field
- Hundreds of accounts, unclear prioritisation.
- Dormant or quiet SME customers.
- Difficulty maintaining continuous warm relationships.
- Follow-ups scattered across WhatsApp / Excel / CRM.
Managers
- Funnel visibility is patchy.
- Hard to know which RM needs support.
- Too many escalations are manual and late.
- Incentives not aligned to daily discipline.
Executives
- CASA, SME Lending, and Retail assets need predictable monthly rhythm.
- Territory reviews dependent on self-reported data.
- Collections lack automated cadence.
- Cash flow stability varies by branch cluster.
HOW AVISA BUILDS GROWTH IN BANKING
Avisa’s 6 Agents adapt naturally to BFSI:
IMPACT:
Activates priority accounts, warms dormant relationships.
CONNECT:
Reactivates networks → co-lending partners → DSA relationships → business introducers.
KNOW:
Identifies which segment is likely to engage this week (CASA, SME, Priority Banking, NRI).
FLOW:
Strengthens collections → reminders → nudges → payment discipline.
FOCUS:
Builds funnels for leads → meetings → documentation → disbursal.
CORE:
Coordinates day-start / day-end routines for every RM.
DAILY LIFE WITH AVISA
Field User (RM)
- Avisa surfaces the top 8 accounts to work on today.
- Outreach tasks pre-written with context.
- Follow-ups triggered automatically.
- Impending renewal flagged early.
- Afternoon: SME lending file moves because stakeholder nudges are auto-triggered.
- Evening: Avisa summarises the day and prepares tomorrow.
Manager
- Morning: See which RMs have weak movement.
- Afternoons: Coaching prompts sent automatically.
- Every 2 days: Funnel reviews are “ready” — no manual data pulling.
Executive
- Weekly: Territory heat maps with predicted CASA / SME performance.
- Compliance-ready visibility without micromanaging.
- Collections cadence improves across regions.
KEY USE CASES & JOURNEYS
Reviving Dormant SME Accounts
Trigger → Agent Actions → RM Action → Outcome
Improving CASA Deepening
KNOW + IMPACT coordinate outreach to high-potential portfolios.
Accelerating SME Loan Processing
FOCUS drives documentation → callbacks → nudges → sanction.
Strengthening Collections
FLOW creates a gentle, consistent cadence.
Territory Growth & Cross-sell
CORE orchestrates prioritisation for RMs across multiple clusters.
OUTCOMES & KPIs THAT MATTER
More active accounts per RM
Faster collections turnaround
Higher SME lending movement
Stronger cross-sell penetration
Predictable territory performance
Better CASA inflow consistency
Improved RM productivity rhythm
WHO THIS IS FOR
MSMEs in Banking
- 20–75 person teams
Entrepreneurs
- Need to scale efficiently
Enterprises
- Zonal → Regional → National deployments
- Perfect match for Executive (Enterprise) licenses
HOW TO START
90-Minute Blueprint for banking-specific diagnostics
7-Day Pilot with actual accounts
Deploy across Field (RMs), Managers (Branch Heads), Executives (Regional)
Join the Avisa Early Access Program